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Start Investing in Shares on the NSE MARKET in Kenya: Follow these 4 steps

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1. Understand How the Stock Market Works A Central Depository and Settlement (CDS) account is essential if you intend to trade shares listed on the Nairobi Securities Exchange (NSE). It holds your shares electronically and facilitates the transfer of shares traded on the Stock Exchange. 2.Get a CDS Account How can you get a CDS

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Understanding Stocks and Shares: A Beginner’s Guide to Investing in Kenya

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What are Stocks and Shares? Stocks (also known as shares) represent ownership in a company. When you buy stocks, you are essentially becoming a partial owner of that company. By investing in shares, you provide capital to the company to support its growth and expansion, in exchange for a portion of its profits. Buying Shares

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Step-by-Step Guide to Calculating Treasury Bill Returns in Kenya (91-Day Example)

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Treasury bills (T-bills) are a great way to invest your money in a safe and predictable way. In this blog, we’ll break down how to calculate your returns when investing in T-bills using a real example: Example: 91-Day Treasury Bill Investment in Kenya Example 1 :Investment Details: Let’s calculate how much you’ll earn and the

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The Central Bank of Kenya Lowers CBR Rate to 12%: What It Means for Borrowers?

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The Central Bank of Kenya (CBK), through its Monetary Policy Committee (MPC), reduced the Central Bank Rate (CBR) from 12.75% in August to a record low of 12.00% on 8th October 2024. This downward adjustment is expected to reduce the cost of borrowing from financial institutions, such as banks regulated by the CBK. What Is

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Sacco Loans vs. Bank Loans: Which is Better for You in Kenya?

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When seeking financing in Kenya, the decision often comes down to Sacco loans or bank loans. Both offer distinct advantages and disadvantages depending on your financial needs. In this post, we’ll compare Sacco loans vs. bank loans based on key factors like interest rates, hidden charges, loan amounts, and ease of accessibility. This guide will

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Treasury bill vs Money Market funds – which one yields more interest?

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When it comes to choosing the best investment vehicle, particularly for those who prefer safer, low-risk options, two of the most popular choices are Treasury Bills (T-Bills) and Money Market Funds (MMFs). Both are known for their security, but they operate differently, especially in how they generate returns. In this article, I will break down

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Budgeting Tips for a Family of KES 60,000 NET INCOME (Family of two)

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With a net income of KES 60,000, it’s essential to allocate funds wisely to ensure that all family needs are met. In this post, we’ll explore a sample budget breakdown for a mom with one child and provide tips on how to manage finances effectively. Understanding Your Monthly Budget When working with a fixed income,

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